Motor Vehicle
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Your vehicle says a lot about you, so should your insurance.
We understand the landscape, that is why we provide cover for any type of vehicle you own – whether it’sa local or imported light-duty vehicle (LDV), off-road vehicle, or motorcycle, our motor insurance policies provide comprehensive coverage for both loss and damage. Choose the protection that best suits your needs:
• Comprehensive Coverage
• Third Party, Fire, and Theft
• Third Party Only
Take action now, Insure with us today!
This covers your vehicle for any accidental damage, loss of the vehicle, and/or any damage to third-party property arising from the use of your vehicle. So, if the worst happens, you can relax, knowing that you are fully covered for:
• Damage to your car caused in an accident
• Loss of or damage to your car caused by fire, theft and/or vandalism
• Repair or replacement of broken glass on your car
• Damage to vehicles or property belonging to other people
• Death or Injury to other people, including occupants of your vehicle
This covers the legal liability associated with the use of the insured vehicle for injury to third parties and damage to their vehicle and/or property. The insured vehicle is only covered for loss by theft or fire. This policy covers:
• Loss or damage to your car caused by fire and/or theft
• Damage to vehicles or property belonging to other people
• Death or Injury to other people including the occupants in your vehicle who are not members of your family
This covers the legal liability associated with the use of the vehicle for injury to third parties and damage to their vehicle and/ or property. It however does not cover loss or damage to your vehicle, but covers the following:
• Damage to vehicles or property belonging to other people
• Death or Injury to other people including the occupants in your vehicle who are not members of your family
Policy Benefits
The table below outlines the key benefits provided by each type of coverage. Explore the options and choose the coverage that best suits your needs, ensuring you get the protection that’s right for you.
The table below summarizes the main benefits offered under each type of cover.
| Policy Benefits | Comprehensive | Third Party Fire & Theft | Third Party Only |
|---|---|---|---|
| Accidental damage cover |  |  | |
| Theft of audio equipment | | | |
| Fire & theft damage cover | | | |
| Credit Shortfall | | | |
| Third party liability cover including whilst towing | | | |
| Windscreen /Glass cover | | | |
| Emergency Expenses | | | |
| Medical expenses | | | |
| Trauma | | | |
| Passenger Liability | | | |
| Fire extinguishing charges | | | |
| Loss of keys and locks including alarm remote | | | |
| Wreckage removal | | | |
| Self-authorisation limit | | | |
Available additional cover options
Looking for even more peace of mind?
Our additional cover options are designed to enhance your protection, giving you the flexibility to tailor your policy to fit your unique needs. Discover the extra benefits that can provide you with comprehensive security, no matter where the road takes you.
Imagine the confidence of knowing you’re never truly alone on the road.
With every Alliance Motor Vehicle Insurance policy, regardless of the coverage you choose, you gain an invaluable safety net: comprehensive 24-hour roadside assistance.
Whether it’s the frustration of a sudden mechanical breakdown, the inconvenience of a flat tyre leaving you stranded, or the unexpected dead battery that halts your journey, expert help is just a phone call away, anytime, day or night. We go the extra mile to ensure your peace of mind, because your safety and convenience are our top priorities. Don’t just get insurance, secure unwavering support for every kilometre of your journey.
Ready to drive with complete confidence? Explore our range of Motor Vehicle Insurance policies today and experience the assurance of round-the-clock roadside assistance!
Ready to drive with complete confidence? Explore our range of Motor Vehicle Insurance policies today and experience the assurance of round-the-clock roadside assistance!
Avoid the inconvenience of being without a vehicle after accident. Your ability to earn a living should not be affected while your car is being repaired. A reliable courtesy car from a reputable rental agency will allow you to simply get on with your life. Alliance will cover the base rate for rental and you only cover the extras, like fuel, excess mileage and toll charges.
How it works
• Following an accident inform Alliance of your request for a courtesy car two days ahead of time.
• Provide your claim number as the reference.
• You will be issued with a voucher number redeemable at the car rental company.
• Vouchers are valid for Lesotho, South Africa and Swaziland. (Additional cross-border levies apply)
• Collect your rental vehicle at the nearest car rental outlet.
A death benefit will be paid to the beneficiaries of the deceased in the event of accidental death. This extension covers the passengers in the insured vehicle and pedestrians’ lives lost as a result of an accident with the insured vehicle. The policy will payout to the bereaved families in the accident, on the insured’s behalf. This option provides a maximum of M20,000 per vehicle, per incident.