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Home Insurance

Home / Home Insurance

Couple joyfully settling into their new home with furniture and moving boxes, a typical scene for new homeowners.

Protect Your Home, Protect Your Future: Get Comprehensive Coverage with Alliance Insurance Today!

Your home is more than just a structure, it’s where life’s Precious Moments unfold and should be protected, a priority we take pride in.

Our all-encompassing home insurance policy safeguards your buildings, belongings and all your valued physical assets from unexpected events be it fire, lightning, explosions, theft, and other unforeseen circumstances.

With us you can rest assured knowing that what matters most is protected.

We take pride in protecting your home, so we have designed a homeowners cover to do just that, offering strong protection against fire and natural disasters including those caused by wind and hailstorms. We understand that a home is more than just a building, it’s a sanctuary, and we are committed to providing thorough coverage that gives homeowners true peace of mind. This policy includes:

• Complete coverage for the main house itself – ensuring the structure is fully protected
• Perimeter walls – securing the boundaries of the property
• Swimming pools – because relaxation should always be safeguarded
• Driveways and electric gates – ensuring the entrance to the property is always secure
• Outbuildings, including fixtures and fittings – covering every aspect of the property

But that’s not all, we also provide at no additional cost protection against:

• Geyser damage – because no one should be left without hot water
• Coverage for damage to Municipal supplies and connections – an essential yet often overlooked protection.
• Temporary accommodation – following an insured event because comfort and safety is key to recovery
• Removal of fallen trees – to keep the property safe and accessible
• Damage to gardens – because beauty home grown sustenance should not be lost
• Tracing of water leaks – helping to prevent further damage
• Coverage for fixed glass and sanitary wear – ensuring all fixtures are covered.

With this level of extensive and solid cover, we confidently offer you a product that truly looks after your homes.

Contact us today to learn more about how Alliance can shield your valuable asset.

Aftermath of a home burglary, lady squatting in despair, her husband on a phone call likely to report the incident or contact their insurer

Whether you’re a homeowner or renting a place to call your own, your piece of Mind matters at Alliance.

We understand that your possessions are more than just things, they represent your life and memories should the unexpected occur were dedicated to being there for you.

Helping you replace what’s precious and get back on your feet.

Split image illustrating the vulnerability of personal possessions: a man places valuable golf clubs in his car, contrasted with the car's smashed window after a presumed theft

Life takes you on adventures and your belongings are right there with you.

With our portable possessions coverage, you can feel secure knowing that your valuables and those of your family are protected against accidental loss or damage no matter where you go in the world.

We understand the importance of your cherished items. The things that make your life vibrant and enjoyable, that’s why our portable possessions coverage extends to a wide range of valuables:

    • Your mobile phone that connects you to the world
    • The cameras that capture significant moments
    • Your treasured jewellery
    • Sporting equipment you love
    • Your everyday clothing and personal effects.

You can rest easy knowing that we’ve got you covered wherever life takes you. 

Don’t wait for the unexpected to happen, protect your valuables today. 

Get a free quote and discover the freedom of our portable possessions coverage.

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